3 ways of using your money
Spending is indispensable and let us be real, our only way to survive. We must spend part of our earned money to pay our rent or mortgage, pay our food, clothing, live comfortably, etc. However, today’s society is mainly axed into a consumerist culture.
Protecting your assets…To buy a life insurance product related to your mortgage or individual life insurance?
Buying a home is probably the biggest investment you will make in your life. Therefore, it makes perfect sense to want to protect your assets with life insurance. Here’s how individual life insurance gives you more flexibility and more control over a lender’s mortgage life insurance.
How to save money when you do not have much
You should always have an emergency fund available and secure at least 3 to 4 months of salary. This fund will help you get by if you get sick, lose your job or any other situation that requires urgent action.
Professional advice is a trustworthy asset
hile the speed and ease of transaction execution can increase confidence in decisions, it can also lead to sudden and significant financial losses. Today’s consumers must assume more risk, responsibility, and complexity in sorting through the information overload and navigate through it.
Do I really need a Financial Need Analysis?
A financial need analysis (FNA) allows you to get a picture of your finances to improve your present financial situation or even start your financial journey putting your best foot forward!
Life insurance: Do I need it? Am I too young to get it? Should I be worrying about this now? Let’s take a look…
The fact that you are young and healthy will keep premiums low and will also allow you to buy a lot more insurance coverage than you may be able to obtain in a few years. This would allow you to obtain the necessary insurance coverage you presently need but also into your future.
Registered Education Savings Plan or RESP, did you know?
Did you know that nearly 60% of students in Canada rely on family financial support for education? By opening a Registered Education Savings Plan (RESP) for your child, you can access valuable government grants. The Canadian Education Savings Grant matches 20% of your contributions, helping reduce financial barriers to education. Want to learn how to maximize your RESP benefits?
Flavio Vani of Professional Association of Financial Services Advisors [PAFSA] is on Wealth Professional Canada’s Hot List of 2015.
Flavio Vani of the Professional Association of Financial Services Advisors (PAFSA) earned recognition on Wealth Professional Canada’s prestigious Hot List of 2015. This exclusive ranking celebrates Canada’s most influential financial advisors who are shaping the wealth management industry through exceptional client service and professional excellence.
Virginia L.
Violetta and Flavio are relentless in providing a high quality and top of the line customer service and has made it very easy for me to select the right insurance plan for my needs as a young autonomous worker.
Rossana & Pietro C.
We have dealing with Assurance et Produits Financier Vani since the year 2000, for various investment, insurance and mortgage opportunities and have been satisfied with the growth of our portfolios. Our needs have been met with an eye towards our retirement savings goals. Thank you.