Flavio Vani- Top 3 finalist for Most Community-Engaged Advisor at the Les Conseillers à l’Honneur Awards
We are incredibly proud to see Flavio Vani named a Top 3 finalist in the category Most Community-Engaged Advisor at the Les Conseillers à l’Honneur Awards, presented by Finance et Investissement – Tops des Leaders.
Histoires de Succès on TVA- February 5th 2026
We are incredibly honored to have been chosen to be featured on the Histoire de Succès TV show presented on TVA on February 5th, 2026. This opportunity to share our journey and experiences is truly special to us. Thank you to the entire team for making this happen!
Tax Free Savings Account
The TFSA was introduced by the Canadian government and came into effect in January 2009 as a way of helping Canadians save for different purposes throughout their lifetime. The TFSA allows for tax-free growth of investment income and capital gains, while providing flexibility for contributions and withdrawals
Registered retirement savings plan (RRSP)
How much you can contribute to your RRSP depends on your deduction limit, often referred to as your “contribution room”. Your contribution room is the maximum amount you can deduct to reduce taxes for a given year. To find out your contribution room for the current year, refer to your most recent Notice of Assessment from the CRA, which can be found on your previous year’s tax return.
What is a Registered Education Savings Plan (RESP)?
A RESP is a savings vehicle used to finance post-secondary education. The subscriber of the account agrees to deposit a portion of his savings in the Registered Education Savings Plan, for his children, for his nephews or for small children, etc. to benefit from the educational assistance (EAP) financed by the Government of Canada and Quebec.
Mortgage: Being a responsible borrower
It is important to understand what it is like to be a responsible borrower in order to properly understand your mortgage.
According to the Mortgage Broker Regulators’ Council of Canada (MBRCC), several questions are important to consider, when applying for loan and here are the top 6:
Taxation of RRSP and TFSA plans
To find out which savings plan or plan combination is best for you, savers should always consider their own circumstances and aim for rational personal goals.
The Registered Retirement Savings Plan (RRSP) is designed to help Canadians build capital to provide themselves an income on the day of their retirement.
Independent advisors, how do we work?
We sincerely believe that listening is an indispensable value in our field. Flavio and I offer our clients a continuity of services throughout their financial journey. We listen to your needs while establishing follow-up meetings according to your different life stage
3 ways of using your money
Spending is indispensable and let us be real, our only way to survive. We must spend part of our earned money to pay our rent or mortgage, pay our food, clothing, live comfortably, etc. However, today’s society is mainly axed into a consumerist culture.
Protecting your assets…To buy a life insurance product related to your mortgage or individual life insurance?
Buying a home is probably the biggest investment you will make in your life. Therefore, it makes perfect sense to want to protect your assets with life insurance. Here’s how individual life insurance gives you more flexibility and more control over a lender’s mortgage life insurance.