The services provided by APFV have improved our life a great deal by supplying us with a life insurance policy, investments, and real time financial advice. My wife and I have invested short and long term with APFV which allows for emergencies as well as achieving our life goals. Flavio and Violetta are not only friendly and welcoming, they are also incredibly knowledgeable and forthcoming. I would recommend them to all who are seeking any type of honest and educated advice. I have even transferred some investments from major banks over to them due to their expertise and reliability.